Enter a price and age to estimate the fair claim value.
Most platforms reimburse actual cash value (depreciated), not full replacement cost. Showing the depreciation math makes your claim defensible — round-number full-price claims on old items are a common reason claims get reduced.
Straight-line estimate for planning only. Useful-life figures are conventional, not platform-guaranteed — attach a real receipt or estimate when you file.
Questions, answered
How much can I charge a guest for a damaged item?
Generally the item's actual cash value — its depreciated value, not the full replacement price. This calculator applies straight-line depreciation based on the item's age and useful life.
Why can't I claim the full replacement cost?
Platforms expect depreciation on used items. Claiming full price on an older item is a frequent reason claims get reduced or denied. Showing the math makes your number defensible.
Do I still need a receipt?
Yes — attach a receipt, repair estimate, or replacement quote when you file. This estimate supports the amount; it doesn't replace documentation.
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